1. Acceptance of Policy
By purchasing or using LaveenHomeGuy services, you agree to these terms and your issued policy documents.
2. Coverage Scope
Coverage applies only to the residential property and risks outlined in your individual policy agreement.
3. Policy Documentation
You are responsible for reviewing all policy documents and understanding included and excluded coverage.
4. Premium Payments
Premiums must be paid on time. Missed payments may lead to policy suspension or cancellation.
5. Policy Duration
Coverage remains active only during the policy period and subject to renewal conditions.
6. Claim Reporting
All claims must be reported promptly. Delayed reporting may affect claim eligibility.
7. Exclusions
Damage due to negligence, illegal activity, or excluded events is not covered.
8. Customer Responsibilities
You must maintain your property in safe condition and take reasonable steps to prevent damage.
9. Policy Changes
We reserve the right to update policy terms with prior notice where required by law.
10. Data Privacy
Your personal data is handled in accordance with our Privacy Policy.
11. Limitation of Liability
LaveenHomeGuy is not liable beyond the limits stated in your insurance policy.
12. Policy Termination
Policies may be terminated due to non-payment, fraud, or violation of terms.
13. Governing Law
These terms are governed by the laws of the State of Arizona, USA.
14. Contact & Support
For any questions, contact us at [email protected].
